Course Curriculum

  • 1

    Video Training & State by State Credit Repair Laws

  • 3

    Module 2: Dispute Tracking Tool (Download)

    • Dispute Tracker License
    • Dispute Log Download
    • Dispute Tracker v2.0 Instructions
  • 5

    Module 4: How To Interpret Credit Bureau Responses

    • Understanding Credit Bureau Responses To Round 1 Dispute Letters
    • Reviewing Newly Received Credit Reports
    • A Winning Credit Bureau Response
    • How To Write Method Of Verification Request Letters
    • Method Of Verification Request Dispute Letter Template
    • Module 4 References
  • 6

    Module 5: Understanding Debt Collector Validation Letters

    • Dangers Of Debt Validation
    • Life of a Debt: Data Integrity in Debt Collection
    • FTC Publication: The Structure And Practices Of The Debt Buying Industry
    • Is Having Many Debt Collectors Better?
    • Module 5 References
  • 7

    Module 6: Writing Debt Collector Validation Letters

    • When Are Validation Letters Appropriate?
    • What Happens When Debt Validation Letters Are Sent?
    • How To Write Collector Validation Letters
    • Collector Validation Letter Template
    • Module 5 References
  • 8

    Module 7: The Complete 609 Dispute Letter System

    • What Exactly Are 609 Dispute Letters?
    • How To Write 609 Credit Dispute Letters
    • Potential Problems With 609 Letter Disputes
    • Prepping And Mailing 609 Dispute Letters
    • 609 Credit Dispute Letters Download
    • Common Bureau Responses To 609 Dispute Letters
    • What Happens If The Bureaus Don't Remove All Of The Accounts
    • Quiz 6
    • Module 7 References
  • 9

    Module 8: Forcing The Removal Of Negative Information

    • Forcing RNI: Filing An Official Complaint
    • Credit Report Errors Are Very Common
    • Example Of Successful Complaint That Resulted In Removal Of Negative Information
    • Module 8 References
  • 10

    Module 9: Negotiating With Collectors

    • Negotiating With Collectors
    • A Successful Negotiation Case Study
    • Negotiated Payoff Letter To Collector
    • Module 9 References
  • 11

    Module 10: 4 Ways To Generate Positive Account History And Raise Credit Scores

    • Good Credit History For Rental Payments
    • Secured Credit
    • Double Dipping
    • Becoming An Authorized User
    • Quiz 9
    • Module 10 References
  • 12

    Liberty Credit Professional (LCP)™ Final Exam

    • Liberty Credit Professional (LCP)™ Final Exam (70 Questions)
  • 13

    Bonus Materials Download

    • Visual Credit Repair Presentation
    • Use This Course As Your Credit Repair Business
  • 14

    Accessory Module 1: Personal Credit Repair Quick Start Guide

    • Personal Credit Repair Quick Start Guide
  • 15

    Accessory Module 2: Collection Accounts Are Always Negative, Even When Paid On-Time

    • Why Making On-Time Payments To Collectors May Not Be The Best Option
  • 16

    Accessory Module 3: Example Debt Collector Behaviors

    • Two Examples Of Collector Tactics
  • 17

    Credit Bureau Dispute Letters

    • Validate Debt Item – Creditor or Credit Bureau – Follow up after 60 days Example #1
    • Validate Debt Item – Creditor or Credit Bureau – Example #1
    • Validate Debt Item – Creditor or Credit Bureau – Follow up after 60 days – Example #1
    • Still Dispute Account, No Validation Received, Direct to Credit Bureaus
    • Request to Describe Investigation Procedures – Credit Bureau – Example #1
    • Outdated Information to Credit Bureaus- Reason Item time Has Expired
    • Notice to Credit Bureaus of Intent to File a Complaint with the Federal Trade Commission, Reason No Response
    • No Response to Prior Dispute Letter to Credit Bureaus
    • Intention to File a Complaint with the FTC – Follow up after 30 days – Example#1
    • General Credit Bureau Dispute, Reason Inaccurate Information
    • General Credit Bureau Dispute, Reason Accounts Don’t Belong to Me
    • General Credit Bureau Dispute, Reason Inaccurate Information
    • Failure to Respond Dispute, Intent to File Suite, Credit Bureaus
    • Dispute Public Records with Credit Bureaus, Reason They Don’t Belong to Me
    • Dispute Items – Credit Bureau – Example
    • Dispute Items – Credit Bureau – Example #1
    • Dispute Item “Not Mine” – Example #1
    • Dispute Item – Creditor or Credit Bureau- Example #2
    • Discharged Bankruptcy to the Credit Bureaus
    • Credit Bureaus, Reason Double Billing
    • Credit Bureaus, Reason Don’t Understand Items Please Investigate
    • Credit Bureaus, Reason Creditor Agreed to Delete Account
    • Credit Bureaus, Reason Correct Personal Information
    • Credit Bureaus, Reason Collection Company Failed to Delete Item they Agreed to
    • Credit Bureau Dispute, Wrong Status
    • Credit Bureau Dispute, Wrong High Credit Limit
    • Credit Bureau Dispute, Wrong Default Date
    • Credit Bureau Dispute, Wrong Creditor Information
    • Credit Bureau Dispute, Wrong Credit Limit
    • Credit Bureau Dispute, Wrong Balance
    • Credit Bureau Dispute, Wrong Account Number
    • Credit Bureau Dispute, Verification Procedure
    • Credit Bureau Dispute, These Items I Don’t Recall
    • Credit Bureau Dispute, These Accounts Are Not Mine
    • Credit Bureau Dispute, Reason The Amount Listed I Owe Is Inaccurate
    • Credit Bureau Dispute, Reason Outdated Reporting
    • Credit Bureau Dispute, Reason Items are Erroneous and Unverifiable
    • Credit Bureau Dispute, Reason I Didn’t Pay Late
    • Credit Bureau Dispute, No Valid Investigation
    • Credit Bureau Dispute, My Dispute is Valid, and I Supplied My IDs Verifying My ID
    • Credit Bureau Dispute, Identity Theft with Police Report and FTC Complaint
    • Credit Bureau Dispute, I Have No Idea What These Accounts Are
    • Credit Bureau Dispute, General No Reason
    • Credit Bureau Dispute, General No Reason 1
    • Credit Bureau Dispute, General No Reason for Dispute
    • Credit Bureau Dispute, Dates Reported Are Inaccurate
    • Credit Bureau Dispute, Date-of-Last-Activity Is Wrong
    • Credit Bureau Dispute, Creditor Won’t Respond to Me
    • Credit Bureau Dispute, Creditor Won’t Respond to Dispute
    • Credit Bureau Dispute, Addresses Don’t Match
    • Credit Bureau Dispute, Status Dispute
    • Credit Bureau Dispute, Dates Reporting Dispute
  • 18

    Credit Bureau Special Request Letters

    • Identity Theft Notification
    • Identity Theft Notification to Credit Bureaus
    • Opt Out Request to Credit Bureaus
  • 19

    Inquiry and Personal Information Dispute Letters

    • Inquiry Dispute, Credit Bureaus
    • Inquiry Dispute to Credit Agency
    • Inquiry Dispute to Credit Bureaus Simple
    • Inquiry Dispute from a Company
  • 20

    Stall Tactic Response Letters

    • Response to Stall Tactic “We Don’t have your ID”, Credit Bureaus
  • 21

    Advanced Dispute Letters

    • Advanced Dispute, Don’t Owe Debt, 2nd Time for Disputing Account, Reason Fair Debt Collection Practices Act
    • Debt Expired By Statute of Limitations to a Collection Agency
    • Advanced Dispute, Debt Validation Request Follow Up 2
    • Advanced Dispute, Debt Validation Request Follow Up
    • Advanced Dispute, Debt Validation Request for Creditor, Reason Fair Debt Collection Practices Act
    • Advanced Dispute, Debt Validation Request, Fair Debt Collection Practices and Billing Act
    • Advanced Dispute, Debt Validation Request
    • Advanced Dispute, Debt Validation Simple, Direct to Creditor
    • Advanced Dispute, Debt Validation SOL
    • Advanced Dispute, Debt Validation, Fair Billing Act Request
    • Advanced Dispute, Debt Validation/ Verification
    • Advanced Dispute, to Creditor Verifying Details, Reason Never Paid Late
    • Advanced Tactic, Fair Trade Commission Complaint Letter
    • Advanced Dispute, Filed Suite per the Debt Collection Practices Act, Direct to Creditor
    • Advanced Dispute, Good Faith Request to Creditor to Remove Negative Information, NEEDS CUSTOMIZATION
    • Advanced Dispute, Goodwill Deletion Request
    • Intention to File Complaint with FTC Credit Bureau Example#1
    • Advanced Letter, Item Settled, Demand to Delete item per Fair Debt Collection Practices Act
    • Remove Inquiry Creditor Example 1
    • Advanced Dispute, Collection Complaint to the State Attorney
    • Sample Motion to Vacate Judgment
    • Advanced Dispute, Statute of Limitations Expired
    • Advanced Dispute, To Delete Repossessions, Direct to Creditor
    • Advanced Dispute, To Dispute Credit Card Reported Errors, Direct to Creditor
    • Validate Debt Item – Collector – Temporarily Stop Collections by Law – Example #1
    • Validate Debt Item – Creditor or Credit Bureau – Follow 30 days – Example #1
    • Advanced Dispute, Violated Fair Debt Collection Practices Act, Several Reasons
    • Advanced Dispute, Your are Violating the Laws, Direct to Creditor
  • 22

    Pay To Delete Letters

    • Pay-to-Delete Collection Agency Request
    • Pay-to-Delete, Formal Agreement to Settle Debt with Collection Company
  • 23

    Credit Repair Glossary

    • Bankruptcy
    • Billionaire
    • Collection
    • Consumer Credit File
    • Consumer Credit Protection Act
    • Consumer Reporting Agency
    • Credit Bureau
    • Credit History
    • Credit Obligation
    • Creditor
    • Credit Report
    • Credit Reporting Agency
    • Credit Risk
    • Credit Score
    • Data Furnisher
    • Debt Ratio
    • Default
    • Delinquency
    • Down Payment
    • Equal Credit Opportunity Act
    • Equity
    • Fair Credit Reporting Act
    • FICO® Scores
    • Inquiry
    • Insurance Bureau Credit Score
    • Interest
    • Late Payment
    • Lease
    • Line of Credit
    • Millionaire
    • Opportunity Cost
    • Personal Assets
    • Personal Balance Sheet
    • Personal Budget
    • Personal Cash Flow
    • Personal Liabilities
    • Personal Net Worth
    • Real Estate Settlement Procedures Act
    • Refinancing
    • Residual Value
    • Revolving Debt
    • Risk Score (Credit Bureau)
    • Scoring Model
    • Upfront Costs
  • 24

    Credit Repair Laws

    • Credit Repair Organizations Act
    • Equal Credit Opportunity Act
    • Truth In Lending Act
    • Fair Credit Billing Act
    • Fair and Accurate Credit Transactions Act of 2003
    • Fair Credit Reporting Act
    • Fair Debt Collection Practices Act

Bonus Materials

Over $300 of bonus materials are included in your course enrollment:

  • DIY Credit Repair PowerPoint

    Easily understand credit repair concepts and tactics with our visual PowerPoint

  • Credit Repair Business Software

    Learn where to get additional live training and try out credit repair business software for free

  • Dispute Tracking Tool

    Track disputes for yourself or your clients from your PC or the cloud

DIY Credit Repair Training

Fixing your own credit doesn't have to be difficult or stressful.

  • The art of credit repair broken down into easily understood learning modules

  • Quizzes, coursework and bonus material help students retain more information

  • Dispute letter index with over 90+ attorney reviewed dispute letters

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