Credit Repair Training Course

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Video Training & State by State Credit Repair Laws
- Interactive Training FREE PREVIEW
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Module 1: Credit Repair 101
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Module 2: Dispute Tracking Tool (Download)
- Dispute Tracker License
- Dispute Log Download
- Dispute Tracker v2.0 Instructions
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Module 3: How To Write Credit Bureau Dispute Letters
- Part 1: Getting Everything Ready FREE PREVIEW
- Part 2: Identify Dispute Candidates FREE PREVIEW
- Part 3: Writing Initial Dispute Letters FREE PREVIEW
- Part 4: Tracking The Dispute Process FREE PREVIEW
- Round 1 Dispute Letter Templates
- Module 3 References FREE PREVIEW
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Module 4: How To Interpret Credit Bureau Responses
- Understanding Credit Bureau Responses To Round 1 Dispute Letters
- Reviewing Newly Received Credit Reports
- A Winning Credit Bureau Response
- How To Write Method Of Verification Request Letters
- Method Of Verification Request Dispute Letter Template
- Module 4 References
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Module 5: Understanding Debt Collector Validation Letters
- Dangers Of Debt Validation
- Life of a Debt: Data Integrity in Debt Collection
- FTC Publication: The Structure And Practices Of The Debt Buying Industry
- Is Having Many Debt Collectors Better?
- Module 5 References
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Module 6: Writing Debt Collector Validation Letters
- When Are Validation Letters Appropriate?
- What Happens When Debt Validation Letters Are Sent?
- How To Write Collector Validation Letters
- Collector Validation Letter Template
- Module 5 References
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Module 7: The Complete 609 Dispute Letter System
- What Exactly Are 609 Dispute Letters?
- How To Write 609 Credit Dispute Letters
- Potential Problems With 609 Letter Disputes
- Prepping And Mailing 609 Dispute Letters
- 609 Credit Dispute Letters Download
- Common Bureau Responses To 609 Dispute Letters
- What Happens If The Bureaus Don't Remove All Of The Accounts
- Quiz 6
- Module 7 References
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Module 8: Forcing The Removal Of Negative Information
- Forcing RNI: Filing An Official Complaint
- Credit Report Errors Are Very Common
- Example Of Successful Complaint That Resulted In Removal Of Negative Information
- Module 8 References
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Module 9: Negotiating With Collectors
- Negotiating With Collectors
- A Successful Negotiation Case Study
- Negotiated Payoff Letter To Collector
- Module 9 References
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Module 10: 4 Ways To Generate Positive Account History And Raise Credit Scores
- Good Credit History For Rental Payments
- Secured Credit
- Double Dipping
- Becoming An Authorized User
- Quiz 9
- Module 10 References
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LCC™ Final Exam (70 Questions)
- LCC™ Final Exam (70 Questions)
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Basic Disputing Video Course & Certification
- Basic Disputing Video Course & Certification
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Bonus Materials Download
- Visual Credit Repair Presentation
- Use This Course As Your Credit Repair Business
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Accessory Module 1: Personal Credit Repair Quick Start Guide
- Personal Credit Repair Quick Start Guide
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Accessory Module 2: Collection Accounts Are Always Negative, Even When Paid On-Time
- Why Making On-Time Payments To Collectors May Not Be The Best Option
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Accessory Module 3: Example Debt Collector Behaviors
- Two Examples Of Collector Tactics
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Credit Bureau Dispute Letters
- Validate Debt Item – Creditor or Credit Bureau – Follow up after 60 days Example #1
- Validate Debt Item – Creditor or Credit Bureau – Example #1
- Validate Debt Item – Creditor or Credit Bureau – Follow up after 60 days – Example #1
- Still Dispute Account, No Validation Received, Direct to Credit Bureaus
- Request to Describe Investigation Procedures – Credit Bureau – Example #1
- Outdated Information to Credit Bureaus- Reason Item time Has Expired
- Notice to Credit Bureaus of Intent to File a Complaint with the Federal Trade Commission, Reason No Response
- No Response to Prior Dispute Letter to Credit Bureaus
- Intention to File a Complaint with the FTC – Follow up after 30 days – Example#1
- General Credit Bureau Dispute, Reason Inaccurate Information
- General Credit Bureau Dispute, Reason Accounts Don’t Belong to Me
- General Credit Bureau Dispute, Reason Inaccurate Information
- Failure to Respond Dispute, Intent to File Suite, Credit Bureaus
- Dispute Public Records with Credit Bureaus, Reason They Don’t Belong to Me
- Dispute Items – Credit Bureau – Example
- Dispute Items – Credit Bureau – Example #1
- Dispute Item “Not Mine” – Example #1
- Dispute Item – Creditor or Credit Bureau- Example #2
- Discharged Bankruptcy to the Credit Bureaus
- Credit Bureaus, Reason Double Billing
- Credit Bureaus, Reason Don’t Understand Items Please Investigate
- Credit Bureaus, Reason Creditor Agreed to Delete Account
- Credit Bureaus, Reason Correct Personal Information
- Credit Bureaus, Reason Collection Company Failed to Delete Item they Agreed to
- Credit Bureau Dispute, Wrong Status
- Credit Bureau Dispute, Wrong High Credit Limit
- Credit Bureau Dispute, Wrong Default Date
- Credit Bureau Dispute, Wrong Creditor Information
- Credit Bureau Dispute, Wrong Credit Limit
- Credit Bureau Dispute, Wrong Balance
- Credit Bureau Dispute, Wrong Account Number
- Credit Bureau Dispute, Verification Procedure
- Credit Bureau Dispute, These Items I Don’t Recall
- Credit Bureau Dispute, These Accounts Are Not Mine
- Credit Bureau Dispute, Reason The Amount Listed I Owe Is Inaccurate
- Credit Bureau Dispute, Reason Outdated Reporting
- Credit Bureau Dispute, Reason Items are Erroneous and Unverifiable
- Credit Bureau Dispute, Reason I Didn’t Pay Late
- Credit Bureau Dispute, No Valid Investigation
- Credit Bureau Dispute, My Dispute is Valid, and I Supplied My IDs Verifying My ID
- Credit Bureau Dispute, Identity Theft with Police Report and FTC Complaint
- Credit Bureau Dispute, I Have No Idea What These Accounts Are
- Credit Bureau Dispute, General No Reason
- Credit Bureau Dispute, General No Reason 1
- Credit Bureau Dispute, General No Reason for Dispute
- Credit Bureau Dispute, Dates Reported Are Inaccurate
- Credit Bureau Dispute, Date-of-Last-Activity Is Wrong
- Credit Bureau Dispute, Creditor Won’t Respond to Me
- Credit Bureau Dispute, Creditor Won’t Respond to Dispute
- Credit Bureau Dispute, Addresses Don’t Match
- Credit Bureau Dispute, Status Dispute
- Credit Bureau Dispute, Dates Reporting Dispute
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Credit Bureau Special Request Letters
- Identity Theft Notification
- Identity Theft Notification to Credit Bureaus
- Opt Out Request to Credit Bureaus
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Inquiry and Personal Information Dispute Letters
- Inquiry Dispute, Credit Bureaus
- Inquiry Dispute to Credit Agency
- Inquiry Dispute to Credit Bureaus Simple
- Inquiry Dispute from a Company
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Stall Tactic Response Letters
- Response to Stall Tactic “We Don’t have your ID”, Credit Bureaus
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Advanced Dispute Letters
- Advanced Dispute, Don’t Owe Debt, 2nd Time for Disputing Account, Reason Fair Debt Collection Practices Act
- Debt Expired By Statute of Limitations to a Collection Agency
- Advanced Dispute, Debt Validation Request Follow Up 2
- Advanced Dispute, Debt Validation Request Follow Up
- Advanced Dispute, Debt Validation Request for Creditor, Reason Fair Debt Collection Practices Act
- Advanced Dispute, Debt Validation Request, Fair Debt Collection Practices and Billing Act
- Advanced Dispute, Debt Validation Request
- Advanced Dispute, Debt Validation Simple, Direct to Creditor
- Advanced Dispute, Debt Validation SOL
- Advanced Dispute, Debt Validation, Fair Billing Act Request
- Advanced Dispute, Debt Validation/ Verification
- Advanced Dispute, to Creditor Verifying Details, Reason Never Paid Late
- Advanced Tactic, Fair Trade Commission Complaint Letter
- Advanced Dispute, Filed Suite per the Debt Collection Practices Act, Direct to Creditor
- Advanced Dispute, Good Faith Request to Creditor to Remove Negative Information, NEEDS CUSTOMIZATION
- Advanced Dispute, Goodwill Deletion Request
- Intention to File Complaint with FTC Credit Bureau Example#1
- Advanced Letter, Item Settled, Demand to Delete item per Fair Debt Collection Practices Act
- Remove Inquiry Creditor Example 1
- Advanced Dispute, Collection Complaint to the State Attorney
- Sample Motion to Vacate Judgment
- Advanced Dispute, Statute of Limitations Expired
- Advanced Dispute, To Delete Repossessions, Direct to Creditor
- Advanced Dispute, To Dispute Credit Card Reported Errors, Direct to Creditor
- Validate Debt Item – Collector – Temporarily Stop Collections by Law – Example #1
- Validate Debt Item – Creditor or Credit Bureau – Follow 30 days – Example #1
- Advanced Dispute, Violated Fair Debt Collection Practices Act, Several Reasons
- Advanced Dispute, Your are Violating the Laws, Direct to Creditor
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Pay To Delete Letters
- Pay-to-Delete Collection Agency Request
- Pay-to-Delete, Formal Agreement to Settle Debt with Collection Company
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Credit Repair Glossary
- Bankruptcy
- Billionaire
- Collection
- Consumer Credit File
- Consumer Credit Protection Act
- Consumer Reporting Agency
- Credit Bureau
- Credit History
- Credit Obligation
- Creditor
- Credit Report
- Credit Reporting Agency
- Credit Risk
- Credit Score
- Data Furnisher
- Debt Ratio
- Default
- Delinquency
- Down Payment
- Equal Credit Opportunity Act
- Equity
- Fair Credit Reporting Act
- FICO® Scores
- Inquiry
- Insurance Bureau Credit Score
- Interest
- Late Payment
- Lease
- Line of Credit
- Millionaire
- Opportunity Cost
- Personal Assets
- Personal Balance Sheet
- Personal Budget
- Personal Cash Flow
- Personal Liabilities
- Personal Net Worth
- Real Estate Settlement Procedures Act
- Refinancing
- Residual Value
- Revolving Debt
- Risk Score (Credit Bureau)
- Scoring Model
- Upfront Costs
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Credit Repair Laws
- Credit Repair Organizations Act
- Equal Credit Opportunity Act
- Truth In Lending Act
- Fair Credit Billing Act
- Fair and Accurate Credit Transactions Act of 2003
- Fair Credit Reporting Act
- Fair Debt Collection Practices Act

Excellent Information for the Beginner to get started

Corlecia Scandrick

I loved this course. It did get dry at times, but what class doesn't. Thank you

Credit Repair

Larry Moore

This was a good course, easy for me to understand as a beginner and answered most of the questions that I had about starting a credit repair business.

Very Informative

Janella Dixon

I thought I already knew everything there was to know about credit repair but this course gave me insight that I didn't previously have!

Amazing !

alisha rivera

Definitely taught me a lot more than I knew !

Excellent

Ray Singleton

Challenging

Great title and intriguing

Erica Powell

The entire course was very informative. I learned so many things. Things that I thought I knew regarding credit repair were explained. The course included so...

The entire course was very informative. I learned so many things. Things that I thought I knew regarding credit repair were explained. The course included so many things. I took my time taking the course and thought that I would receive certification when I finished.

Great course

Eduardo Baez

Awesome

ELIJAH DUNNING

Awesome course very informative

Really Informative

Champaigne Shyne

I found this course very informative and easy to follow and understand. This is a much needed course to start your credit repair journey.

DIY Credit Repair PowerPoint

Credit Repair Business Software

Dispute Tracking Tool